Advisors suggest flat life insurance commissions

Advisers are calling for flat life insurance commissions to enable them to deal with administering these payments in a fee-for-service model.

Lanyon Partners CEO Bruce Birchall says flat commissions would replace up-front payments and trails.

“We need to tell the life companies we now need flat commissions to work within a fee-for-service model” he said

“Flat commissions will bring pricing down and in that sense it is a win for the client.”

Mr Birchall says it will be complex running both fee-for-service and commission payments in a practice such as Lanyon Partners, as it provides accounting, investment, life and general insurance advice.

“We have a lot of people involved advising clients in different areas, so it does raise the question of how much we charge,” he said.

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